MPF Xtra

Through the MPF Xtra® product, you can leverage your FHLBank San Francisco membership to sell fixed-rate, conforming loans on a pass-thru basis to Fannie Mae.


  • Offer fixed-rate residential mortgage loans to your borrowers
  • Transfer the interest-rate and prepayment risks as well as the credit risk of the associated loans to an investor
  • No risk-based capital required


  • Access to Desktop Underwriter
  • 2- to 3-day delivery to funding
  • No credit overlays
  • High-balance pricing available
  • No risk-based capital impact

Servicing Options

  • Servicing Retained or Released options available